As in-house membership programs become common in practices all over the U.S., there have been some concerns about their legality. This will vary state by state, and legal counsel can advise you on your particular circumstances. A new article from Dentistry Today lists some of the regulations certain states could have, including those that would be:
- Requiring plans to have individual signed contracts with health providers before they can list them as part of the plan
- Granting regulatory or enforcement power to a state agency such as an insurance department or attorney general’s office
- Regulating or restricting the types of claims that can be made in ads, often requiring a visible disclaimer that the plan is not health insurance
- Requiring a “lemon-law” like guarantee that consumers can cancel their enrollment and/or receive a refund if they are dissatisfied, sometimes during the first 30 days
For legal advice, please consult an attorney. To read more, see the article from Dentistry Today.
Note: This content is accurate as of the date published above and is subject to change. Please seek professional advice before acting on any matter contained in this article.
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